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Oct 24, 2025how much is a down payment for a second home? Unlike a primary residence, which can be purchased with as little as 3% down, a conventional second home mortgage usually requires a. The table below shows minimum down payment amounts for each major loan type when purchasing a primary residence, secondary home or investment property.

Keep in mind that minimum down. Feb 28, 2024discover how much down payment you'll need for a second home and explore financing options. See our second home down payment estimate table.

Jan 13, 2026you typically need at least a 10% minimum down payment for a second home. However, some lenders may require down payments as high as 15% or 20% on a second home. Free down payment calculator to find the amount of upfront cash needed, down payment percentage, or an affordable home price based on 3 potential situations.

Aug 25, 2025coming up with a down payment can be the hardest part of buying a home—particularly for first-time buyers. Though it makes financial sense to go with a down payment of at least 20%, it’s. Our down payment calculator helps estimate your mortgage based on how much money you use as a down payment on a house.

Learn how much you should put down with u.s. Most home buyers pay between 3% to 20% of the home price, with the average down payment being around 6%. If you qualify for a va loan, a down payment of zero may be possible.

In 2023, the typical down payment for first-time home buyers was 8%, according to the national association of realtors. The typical down payment was 19% for repeat buyers. However, if you plan to buy a second home like a vacation house or investment property, expect to make a higher down.